Insurance

Life Insurance is a great

way to help protect your

family if you were no

longer around.

So what is Life

Insurance?

Life insurance is a contract between you and an insurer. If the policy is in force It could pay out a cash sum if you die.

What types of Life

Insurance are available?

Insurances that suit different needs: Level Term Assurance to help protect your family financially. Mortgage Term Assurance specifically designed to help pay off the mortgage. You could as an option add Critical Illness Cover for an extra cost when you take out life insurance. It's designed to pay out if you're diagnosed with a critical illness during the length of the policy.

Please Remember

Life insurance is not a savings or investment plan and has no cash value unless a valid claim is made.

Income Protection

What is income protection

insurance?

Income protection insurance is a long- term insurance policy designed to support you if you can’t work because you’re ill or injured. It pays out until you can start working again or until you retire or the end of the policy term whichever is sooner.

Critical illness

 

Life insurance will cover you in the event of your death but you can also insure against becoming critically ill. A serious illness can turn your life upside down and throw your finances into disarray.   Critical illness cover helps out by paying a tax-free lump sum if you're diagnosed with a defined critical illness.  

Please Remember

The number and type of illnesses covered vary by provider. Please check your policy details to see what illnesses are covered under your critical illness plan.

Homebuyer Assured

Protection

When you are managing a property transaction your aim is to get to exchange. Sometimes through no fault of your own the property chain breaks. You incur costs from the following professionals and disbursements. Mortgage Adviser, Valuer, Surveyor, Conveyancer. Searches We know that giving you peace of mind makes all the difference. We include the cover within our mortgage fees. The abortive cover must be used alongside the OneSearch direct Comprehensive search pack exclusively supplied to the Homebuyer Conveyancing panel.

Buildings and Contents

Insurance

Your lender will want to see that

you have taken out the required

insurance to protect your new

property.

You need the insurance in place at Exchange. We can help you with this.

Accident, Sickness and

Unemployment cover

If you are concerned about whether or not you could cope financially in the event that you lost your job through redundancy or ill health. Then this cover may be right for you.

Complexity made easy